Looking for elite bankruptcy lawyers in Ohio? Then you have come to the right place. USAttorneys.com is your one-stop-shop to find the best bankruptcy lawyers in the state who will cater to your needs and see to it that your debt is reduced as much as possible or even completely eliminated.

On our site, you will find links to dozens of top legal professionals in the state of Ohio who specialize in U.S. Bankruptcy Law. With decades of experience under their belts, our featured attorneys have all made it their mission to eliminate your financial burdens and won’t stop until they do so.

With the help of our bankruptcy attorneys, you will have all your paperwork taken care of, you will not have to deal with creditors harassing you with phone calls and you most certainly will not have to worry about making the wrong moves when filing.

Call today for a free consultation with one of our top bankruptcy lawyers near you to get started on your case.

Ohio Bankruptcy Facts

Bankruptcy is the declaration of a debtor that they are unable to pay off their outstanding balance with creditors. Both consumers and businesses can file for bankruptcy, but because there are so many different kinds of chapters to choose from, obtaining the help of an experienced Ohio bankruptcy attorney is the best way to ensure the most favorable outcome for you case is attained.

Choosing the Right Chapter to File

There are a total of six bankruptcy petitions that can be filed in Ohio, but Chapter 7 and Chapter 13 are the most popular. Chapter 7 can be filed by both individuals and businesses and involves the liquidation of assets in exchange for the discharge of unsecured debt. Chapter 13, on the other hand, allows debtors to pay back creditors on a repayment plan. Only consumers can file for Chapter 13.

Each chapter has its set of both pros and cons, but both are beneficial to a debtor in their own unique ways. Having a top bankruptcy lawyer to help you chose the chapter that is most suited to your needs is key to making sure the best outcome for your case is reached.

Let’s go into further detail for each chapter so you can get a better idea of what to expect from each:
Ohio Chapter 7 Bankruptcy:

  • - Most – if not all – debts are wiped away, giving you a “clean slate”
  • - There is no minimum amount of debt required to file
  • - Both consumers and businesses may be approved
  • - Proceedings usually only last from 3 to 6 months
  • - Assets are liquidated to pay debt but there are exceptions to what creditors can seizes, including your home and retirement plan money

Ohio Chapter 13 Bankruptcy:

  • - No assets are liquidated
  • - Much easier to obtain approval for
  • - Only available to individuals
  • - Takes between 3 to 5 years to emerge from protection
  • - Prevents foreclosure

How an Experienced Bankruptcy Lawyer in Ohio Can Help You Overcome Your Debt

Filing for bankruptcy protection is not easy, and just one wrong move can lead you to incur even more debt than before. However, your days of financial trouble can soon come to an end. Turn to one of our featured Ohio bankruptcy lawyers to get rid of your debt and make sure your rights are protected throughout proceedings.

Your ideal local Ohio bankruptcy lawyer is just one phone call away. Contact one of our featured attorneys today and be on your way to debt relief.